The $45.1 million from the seven credit unions represents about $40 for each of their 1.1 million members and 21 bps of their ROA of 0.74% for the 12 months ending Sept. 30. The other five were:

SRP Federal Credit Union of North Augusta, S.C. ($2 billion in assets, 199,864 members), which is paying members $4.2 million in January as a Loyalty Dividend. The amount represents about $22 per member and 24 bps of its ROA of 1.50% for the 12 months ending Sept. 30.
AlaTrust Credit Union of Birmingham, Ala. ($210.7 million in assets, 13,306 members), which paid members $600,000 Dec. 31 as an interest rebate and bonus dividend. The amount represents about $46 per member and 30 bps of its ROA of 0.76% for the 12 months ending Sept. 30.
Charter Oak Federal Credit Union of Waterford, Conn. ($1.6 billion in assets, 88,364 members), which paid members $867,000 in December as cash bonuses to its Gold Rewards members. The amount represents about $10 per member and 6 bps of its ROA of 0.86% for the 12 months ending Sept. 30.
Streator Onized Credit Union of Streator, Ill. ($399.8 million in assets, 38,109 members), which paid members $2.5 million Dec. 15 as an Extraordinary Dividend. The amount represents about $68 per member and 69 bps of its ROA of 1.30% for the 12 months ending Sept. 30.
Beacon Credit Union of Wabash, Ind. ($1.7 billion in assets, 53,277 members), which paid members $2.3 million Jan. 1 as a loan interest rebate. The amount represents about $49 per member and 15 bps of its ROA of 0.27% for the 12 months ending Sept. 30.

“2025 was a solid financial year for Beacon Credit Union, made possible by the steadfast loyalty of our valued member-owners,” President/CEO Dustin Cuttriss said.

Instant Insights /

Seven Credit Unions Pay Members $45 Million in Special Dividends

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