Once many of us really clocked the term "artificial intelligence," it was connected to the 2001 Steven Spielberg movie of the same name with the creepy robot kid, played by Haley Joel Osment. The android child just wanted to learn how to love and, spoiler, wasn't very good at it.

Jump ahead a few years and Amazon shoppers became annoyingly aware of the uses of AI when clicking on, ordering or simply placing stuff in their cart. Oh, I see you've clicked on a pack of six HEPA filters for your home. Customers who buy this also like the variety pack of Burt's Bees lip balm. Interested?

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Michael Ogden

Editor-in-Chief at CU Times. To connect, email at [email protected]. As Editor-in-Chief of CU Times since 2016, Michael Ogden has led the editorial team in all aspects of content strategy and execution, including the creation of the publication’s exclusive and proprietary research database of the credit union industry’s economic landscape. Under Michael’s leadership, CU Times has successfully shifted to an all-digital editorial product with new focuses on the payments, fraud, lending and regulatory beats. Most recently, he introduced a data-focused editorial product for subscribers that breaks down credit union issues into hard data, allowing for a deeper and more factual narrative for readers. In 2024, he launched the "Shared Accounts With CU Times" podcast, which offers a fresh, inside-the-newsroom perspective through interviews with leaders from the credit union industry and the regulatory world. He dives into pressing credit union issues, while revealing the personalities working behind-the-scenes to push the credit union world forward. His background includes years as a radio and TV anchor/reporter and a public relations and digital/social media manager, where he covered the food and music industries, as well as cooperatives and credit unions. Over the years, he has launched numerous exclusive video and podcast series, including a successful series of interactive backstage interviews with musicians at music festivals, showcasing his social media and live streaming production skills.