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Can college transcripts help young adults’ credit capabilities as they seek their first apartment, apply for loans or refinance student debt and, in turn, help credit unions expand their borrower base?

MeasureOne, a San Francisco-based startup, has been working to improve and expand underwriting services to what it calls the emerging $100 billion consumer market. MeritScore, their proprietary FCRA-approved score, establishes a predictive link between academic achievement and credit performance – giving lenders confidence that academic data can signal business-changing outcomes.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).

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