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Pedestrians pass in front of residential buildings in the KB Home Glencroft neighborhood of Cary, N.C. Photographer: Luke Sharrett/Bloomberg

Professor Chris Mayer has a lesson for ­homeowners: Reverse mortgages, which let older Americans tap their home equity without selling or moving, aren’t as risky as some say. In an online video, he brushes aside “common misconceptions,” including fears about losing your home.

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