A Paxton, Mass., woman has sued Digital Federal Credit Union, charging that the Boston-area credit union breached agreements with her and violated regulations by overcharging her with overdraft fees.

The credit union ($8.5 billion in assets, 780,664 members) denied the charges this month in a filing in U.S. District Court in Boston.

"DCU has and always will act in the best interests of our members and intends to take whatever action is necessary to defend against these claims," Digital spokesman John LaHair said Wednesday.

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