Being upside-down on a loan is a common situation for CU members.

It's an all too common situation. A couple named Lisa and Roger own a vehicle that increasingly presents expensive mechanical issues, feels dated in terms of technology, and is too small and unreliable for a growing family. They're eager to get into a newer car but the value of the current car is $10,000 and they owe $15,000. They are "upside down" on the loan and in a bind to purchase a new vehicle.

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