Executives meet in a board room.

Since credit unions were first introduced to the public in the early 19th century, the idea was that this "un-bank" business would provide all the positive perks of a traditional investor-owned bank, but with better, more beneficial experiences and more opportunities for the consumer. The not-for-profit, member-owned credit unions would provide opportunities by way of a board of directors, duly elected by the group's members.

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