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Gen Z is already learning to be smart about money.

Given how clueless the average millennial is about finances (or at least believed to be), I’m not too embarrassed to admit I never gave a thought to retirement planning until just recently. I always contributed to a 401(k) if my employer offered one and my parents and I opened a Roth IRA years ago, but I couldn’t have told you the status of either account without doing some digging. And as a debt-free only child to parents who have lived frugally, saved their money wisely and invested in real estate, I grew up with the mentality that when it comes to finances, things will be “taken care of.”

Natasha Chilingerian

Natasha has served as managing editor for CU Times since March 2015. She also served as a communications specialist for Xceed Financial Credit Union in Los Angeles from 2013-2015, and as a CU Times freelancer from 2011-2013. She has been a professional writer for more than 13 years, specializing in news and lifestyle journalism as well as marketing copywriting for companies in the finance and technology space.

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