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Net income rose 6.2% to $637 million among the ten largest credit unions for the fourth quarter, as a strong gain in net interest income was reduced by higher expenses for loan losses and operations, according to NCUA fourth-quarter call reports.

 During the three months ending Dec. 31, the Top 10 credit unions granted $9.4 billion in real estate loans, down 1.4% from 2016′s fourth quarter. The volume for cars, credit cards and other non-real estate loans rose 12.7% to $18.1 billion.

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Jim DuPlessis

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