As more and more studies show that employees just aren’t saving enoughfor retirement, it’s incumbent upon plan sponsors to makea little extra effort to help them do so.

Business Insider reports on seven ways that employerscan help their employees to up their savings rates that can berelatively painless—some are steps that employers might have toincorporate into their plans, while others could be subtle nudgesor part of financial wellness plans that can improve employees’savings behavior.

It can be tough to set money aside on a regular basis, even whenyou know you need to. And despite the roaring results on WallStreet, that doesn’t mean that people are making enough to saveenough for various goals—not that they’re all that well trained infiguring out the best way to manage their pay.