Small businesses reveal cash flow as an overriding concern in a web-based survey from Boston-based Mercator Advisory Group's regarding payment acceptance, B2B payments and banking services use and alternative lenders.

The research, "Business Credit Cards and B2B Payments: More Credit, Please," conducted in spring 2017, U.S. small businesses (between $500 thousand and $5 million annual sales) is the second of three reports summarizing the results of the 2017 Small Business Payments and Banking Survey.

Three in four small businesses have delayed routine purchases at least once or twice a year because of cash flow management issues. This concern causes small businesses to use credit lines wherever they can, seeking more generous credit lines from business credit cards and loans from financial institutions, nonbanks, and alternative lenders.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).