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If fintech has a downside, it’s in the name. I get it that we are a “let’s combine words to make a cooler word” type of nation. But really, “fintech” is just technology that can breathe underwater. At least that’s what I visualize. And maybe that’s part of the allure to the fintech world; it’s not just a thing on dry land that walks among us, it can also be an amphibious creature lurking below the surface doing God-knows-what to create the features we benefit from on our phones and in our techy financial lives.

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