Financial stress is taking a toll on American workers, not just on the job but on their efforts to save for retirement.

That's according to a survey from Charles Schwab's Retirement Plan Services, which finds that financial stress has affected the job performance of many employees, and coping with everyday finances is putting a strain on retirement savings, too.

Survey respondents, half of whom actively save for retirement in a 401(k) and the other half of whom do not, are united in saying that financial stress has had an impact on their job performance—undoubtedly not good news for employers.

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