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Editor’s note: This is the last in a three-part series about how same-day ACH is affecting credit unions.

Same-day ACH’s three-phase rollout may be speeding up payments in the financial ecosystem, but the jury’s still out on whether some of that progress will come at the expense of one well-known credit union product: Bill pay. Some say same-day ACH attracts mostly business users and can peacefully co-exist with bill pay; others wonder whether same-day ACH’s similar end game (quick, cheap funds movement) will water down bill pay’s reach with members.

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Tina Orem

 

Credit Union Times

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