The Mastercard and Visa decisions to move the liability shiftfor EMV migration at the fuel pump from October 2017 to October2020 created an additional fraud-concern period for credit unions.

“The unique challenges facing the retail petroleum industry inupgrading their outside pay-at-the-pump systems to EMV have been anactive part of the EMV migration discussions over the last yearwithin the U.S. Payments Forum and its Petroleum WorkingCommittee,” Randy Vanderhoof, director of the U.S. Payments Forum,said. “Given the migration challenges for implementing EMV in thepetroleum environment, Visa's and Mastercard's modification of theliability shift dates will be beneficial to the retail petroleumindustry and the U.S. chip migration.”

In its announcement, Mastercard said, “EMV compliance for fuelmerchants with Automatic Fuel Dispensers brings significantregulatory and implementation challenges. Over the past months, wehave had extensive discussions with fuel merchants, issuers,acquirers and other stakeholders regarding these uniquechallenges.”