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Dear Editor,

I read with interest your editor’s column in the October 19 issue of Credit Union Times. As a retired credit union CEO I would like to comment. I am not really taking issue with your observations. I just want to expand a bit. First, I am the father of three adult daughters. Two are GenXers and one is a Gen Y millennial. All three are married with children and the hold finance and administrative positions at a major university. The millennial earned an advanced degree from UMASS.

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