Since 85% of all U.S. adults used a smartphone, tablet, or laptop last year to interact with businesses, identity-relationship management becomes a critical financial institution mobile-security strategy.

The information group, Experian, released their whitepaper The 3 Pillars of Identity Relationship Management. In it, Experiandetailed how understanding the relationships between identity, mobile devices, and other connected items can enable a more effective, context based risk management strategy at every stage of the customer lifecycle.

"Identity relationship management is not a new concept, but a relatively new approach that Experian is taking to effectively link identity attributes," said Kolin Whitley, Experian senior director, product management for fraud and identity.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).