Nothing gets under the skin of successful leaders of small credit unions more than the "small credit unions are doomed" mantra.

The message comes frequently and is delivered in many ways: Credit union consultants eager to sell "merger" assistance, well-intending bloggers trying to paint a vision of a potential future scenario that does not include smaller credit unions, and even arrogant talking heads who naively think that innovation, growth, profitability and best practices only exist in the realm of larger credit unions.

The Problem with Fairy Tales

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