When job hunting, whether you're beginning a career or moving on to the next employer, it stands to reason that you'll be looking for the highest salary you can get.

After all, the farther it goes, the more of your expenses you'll be able to cover, and the more you'll be able to save — or invest.

But, of course, it goes beyond just salary — although that's the major factor. If you're calling a city like New York home, that paycheck won't go anywhere near as far as it would if you lived in a place with a lower cost of living.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.