Even though some of the auditors visiting her credit union were thorough, Donna Jennings said she knew the red flags that could get their attention.

"There were no red flags anywhere," Jennings said. "I was good at my job."

But Jennings, the former president/CEO of the merged Winchester Community Federal Credit Union, finally missed at least one red flag that caught the eye of an NCUA examiner – which led to her demise.

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