In the world of ATM skimming, thieves typically hit the same machine over and over until they are stopped.

After enduring a number of hits in 2015, the $2.3 billion, Folsom, Calif.-based SAFE Credit Union implemented multiple, effective anti-skimming measures and shared its tips for other credit unions.

Skimming, which accounts for global losses that exceed $3 billion annually, according to ATM company NCR, is a growing problem for credit unions in the U.S. Skimming groups work in waves, hitting financial institutions in a single region before moving on to their next territory.

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Roy Urrico

Roy W. Urrico specializes in articles about financial technology and services for Credit Union Times, as well as ghostwriting, copywriting, and case studies. Also: writer/editor of a semi-annual newsletter for Association for Financial Technology since 1997 and history projects funded by the U.S Interior Department, National Park Service and Warren County (N.Y.).