On Oct. 1, credit card fraud liability was placed on the leastEMV-compliant party, merchant or issuer. Now that the deadlinehas passed, we want to know where your credit union stands in theshift.

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Data is scarce regarding the status of credit unions' EMV adoption, so please provide your input by completing oursurvey. Once you've finished, you can choose to be entered in adrawing for a chance to win one of five $50 Visa gift cards.

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CU Times will process and study the data, and we'llpublish the results online Nov. 20 and in our Dec. 2 print issue.If you'd like to weigh in on EMV adoption at your credit union,let us knowand we'll include your opinions and stories in our coverage.

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To participate in the EMV readinesssurvey, click here. Your answers will be kept confidentialand only used in aggregate. Thank you in advance for yourparticipation!

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Natasha Chilingerian

Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and following a two-year hiatus from 2013-2015, during which time she served as a communications specialist for Xceed Financial Credit Union (now Kinecta Federal Credit Union), she re-joined the CU Times team full-time as managing editor. She was promoted to executive editor in 2019. In the earlier days of her career, Chilingerian focused on news and lifestyle journalism, serving as a writer and editor for numerous regional publications in Oregon, Louisiana, South Carolina and the San Francisco Bay Area. In addition, she holds experience in marketing copywriting for companies in the finance and technology space. At CU Times, she covers People and Community news, cybersecurity, fintech partnerships, marketing, workplace culture, leadership, DEI, branch strategies, digital banking and more. She currently works remotely and splits her time between Southern California and Portland, Ore.