Two stories from Credit Union Times' DavidMorrison caught my eye recently: “Credit Union Mortgage Lending Soars” (Aug. 14) and “HousingDemand to Surge: MBA” (Aug. 31). This prompts me to write asimple message to the credit union community: Good job and getready!

In the Aug. 14 article, Morrison reported on a recent TransUnionmeeting where it was revealed that credit unions accounted for 11%of all U.S. mortgage originations during the first quarter of 2015,compared to 7% previously. Add to that credit unions' impressivegrowth in first mortgage originations – a 49.43% increase duringthe second quarter of 2015 over the first six months of last year,according to Callahan & Associates' Peer-to-Peer Analyticsdata.

Then in Morrison's Aug. 31 article, he noted the MortgageBankers Association's prediction of 13.9 million to 15.9 millionnew households in the next 10 years. That spells opportunity forcredit unions that want to make an even bigger dent in the firstmortgage market. By letting their up-and-coming members know abouttheir mortgage services now, credit unions can bewell-positioned to step in and help when members are ready to makea move.

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