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The average interest rate on a 30-year fixed rate mortgage climbed to 4.29% in July 2015 – its highest point since October 2014, according to mortgage software provider Ellie Mae.

The company reported the data in its most recent Origination Insight Report for July 2015. Since so many lenders use Ellie Mae’s mortgage management platform, the company believed a monthly sampling of its data could offer them insight into the U.S. mortgage industry’s originations and underwriting, Ellie Mae said.

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