Experian, one of the three national consumer financial data firms, reported a coming wave of drawdowns in home equity loans could provide both a risk to the overall financial system as well as an opportunity for financial institutions that are able to help consumers address the challenge.

The data firm reported that the majority of HELOCs opened between 2005 and 2008 will begin to enter their drawdown periods soon, and they represent $265 billion in indebtedness overall.

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