“Predatory,” “uncharitable” and “taking advantage” of are just some of the descriptions that  the media and mainstream financial services describe check cashing centers, but do the people who frequent them feel they are being bilked?

“I used to bank at a credit union but they held my paychecks for 10 days sometimes and I needed that money,” said George Fernandes of San Diego, CA, who has banked at Payday Loans Center for five years. “I’m a day laborer and I get paid by lots of different people so they would always look at my check like I forged it or something and then hold it. I finally had enough. The fees I pay to cash my check immediately are worth it.”

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