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We respectfully disagree with the assertion made here (“RBC Legal Challene Is a Waste,” Jan. 28, 2015, Credit Union Times) about whether it’s worthwhile for credit union industry resources to be used finding a “legal way out of risk-based capital.” No one’s trying to prevent risk-based capital, but we are working diligently to make sure a capital system for credit unions is structured and implemented in a way that makes sense. We want a comprehensive approach to credit union capital requirements, and to get that we need Congress to act.

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