Low energy prices are important to the success of U.S. businesses, so it's no surprise that most financial pros said they believe the drop in crude oil prices has helped the U.S. economy.

On the other hand, if oil prices fall as low as $30 a barrel, many of the same professionals said they worry a global recession could follow.

That, in turn, would likely hurt the portfolios of individual investors as well as the investments of retirement funds, many of which include energy stocks or funds.

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