Mike Higgins JrThe $1.4 billion Dow Chemical Employees Credit Union won’t show up on the list of top performing credit unions based upon return on assets, efficiency ratio, net interest margin or any other traditional measure of financial success. In fact, it would probably show up in last place, and that is just fine with them.

On Dec. 30th, 2014, CU Times ran an article (Dow Chemical Sweetens the Payout Sauce) about DCECU’s member giveback plan.

The numbers were staggering. Members in good standing received a 75% interest rebate on eligible loans, an additional 75% dividend on shares and deposits, and non-interest income rebates as well.

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