The $1.4 billion Dow Chemical Employees' Credit Union of Midland, Mich.,announced a record-breaking membership payout. On Jan. 1, membersin good standing will receive a rebate of 75% of the total interestthey paid on eligible loans during 2014, an additional 75% ofdividends earned on shares and deposits during 2014 and check cardrebates that include 0.125% of signature-based transactions and onecent for each PIN-based transaction during 2014.

The patronage reward follows a record setting 2013 payout, whichrebated 60% of interest paid and awarded an additional 60% ofdividends earned and paid back the same check card rebates.

“At DCECU, we believe in giving back. As part of our commitmentto giving back to our members, we return part of the credit union'searnings to them because our members also are owners of the creditunion,” said DCECU President/CEO Dennis Hanson. “We are pleasedthat 2014 is able to end on such a high note and that we are againable to surpass the previous year's historic Member Giveback Rebateand Reward rates.”