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efficiency ratioEfficiency ratios are like golf scores – the lower your number, the better your game. Golfers with the lowest scores are considered pros, and their performances are hard to beat.

Credit union efficiency ratios tell much the same story. The ratio measures how much money it takes a credit union to earn $1 of revenue. The less a credit union spends earning each dollar, the more efficient its operation and the better its use of resources. That’s good news for both the institution and its members.

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