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The study's author said the agency needs to release their opinions to the public. “If credit unions knew there were only six appeals versus bunches of appeals for other regulators, they would demand change in the process.”

If Jim Blaine were able to score the NCUA examinations appeals process using the CAMEL rating system, with one being “sound in every respect,” and five being “extremely unsafe and unsound practices and conditions,” he would opt out of the equation entirely.

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