While the credit union industry pats itself on the back for itshigh percentage of female leadership, there's still room forimprovement.

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A Filene Research Institute and World Council of Credit Unions'report entitled Women in Leadership: Obstacles and Opportunities,found that although women constitute 70% of credit union employeesin the United States, only 53% of all federally insured creditunions have female CEOs and only 20% have female boardpresidents.

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With many female CEOs found at small credit unions with $50million or less in assets, we've decided to shine the Women toWatch spotlight on a few.

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What we discovered is that for these three leaders, size doesn'tmatter as much as delivering innovative solutions. With all thetalk about the value small credit unions can offer, these Women toWatch are proving that these organizations can not only be relevantbut also deliver on exceeding members' and employees'expectations.

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Learn more about these women who have been redefining how smallcan accomplish big things at www.cutimes.com/W2WSmallCUs.

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Joan MoranThe Collaborator

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Joan Moran

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President/CEO

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Department of Labor Federal Credit Union

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Washington

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Assets: $69.6 Million

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Members: 6,127

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Tell Joan Moran, who has served at the helm of the credit unionsince 1999, something can't be done and she will prove you wrong.Before joining the Department of Labor FCU, she served as CEO ofU.S. Customs Service Federal Credit Union in Washington.

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A believer in collaboration and community, she currently servesas the vice-chairman of the board of directors at the $2.4 billionMid-Atlantic Corporate Federal Credit Union in Middletown, Pa., andas vice chairman of the Credit Union Foundation of MD & DC. Shewas also a board member of the MD & DC Credit UnionAssociation.

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Despite her busy schedule, Moran has made time to volunteer andshow her support of the Metropolitan Area Credit Union Associationand the Women's Executive Management Association. She is aCertified Public Accountant and has a Bachelor of Science inaccounting from George Mason University.

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Carolyn Mikesell

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The Problem Solver

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Carolyn Mikesell

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CEO

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Public Service Credit Union

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Fort Wayne, Ind.

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Assets: $54.4 Million

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Members: 6,979

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For Carolyn Mikesell, every day offers a chance to learnsomething new. Prior to joining Public Service in 2004, she was theEVP and COO at the $56 million Afena Credit Union in Marion, Ind.,for five years and prior to then, worked in lending and collectionswith a finance company for seven years.

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Mikesell graduated from Bryant University with a Bachelor'sdegree in finance and minor in military science and served in theArmy Reserve for eight years.

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She said she is passionate about educating anyone and everyoneabout financial education, especially youth, has been a faithfulvolunteer with the Junior Achievement program for the last nineyears, and has taught the NEFE Financial Education program in threedifferent high schools.

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Mikesell is a CUNA certified Credit Union Compliance Expert. Hercredit union just completed a merger of equals in June 2014,doubling its size and opportunities. In her spare time, she and herhusband of 23 years operate their own family farm.

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The Innovator

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Linda Bodie

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Chief Innovator

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Element Federal CU

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Charleston, W.Va.

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Assets: $28.1 Million

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Members: 4,637

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Since 1998, in her role as chief innovator, Linda Bodie hascreated a unique organization that has been focused on simplifyingbanking while maintaining the personal touch that members andemployees alike have grown to expect.

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She said she considers herself lucky to be able to make adifference in the lives of others by inventing new processes andmethods within the credit union industry via technology andcreative thought.

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Bodie graduated from Glenville State College with a Bachelor ofScience in business administration, accounting and received herMaster of Science in technology management at MarshallUniversity.

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