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George HoffheimerIn The Incredibles, a computer-animated villain uses weapons to slow down and stymie the lovable Mr. Incredible.

One of the most memorable is a bank of cannon that fires heavy, sticky blobs. When one blob lands on the hero, it hardly slows him down. Several in a row become a sticky annoyance but once the heavy pelting begins, he’s immobilized.

According to the Filene Research Institute’s newest study, Only Up: Regulatory Burden and Its Effects on Credit Unions, the flurry of new and revised regulations have created a similarly sticky annoyance for credit unions in both the United States and Canada.

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