George HoffheimerIn TheIncredibles, a computer-animated villain uses weapons to slowdown and stymie the lovable Mr. Incredible.

One of the most memorable is a bank of cannon that fires heavy,sticky blobs. When one blob lands on the hero, it hardly slows himdown. Several in a row become a sticky annoyance but oncethe heavy pelting begins, he's immobilized.

According to the Filene Research Institute's newest study,Only Up: Regulatory Burden and Its Effects on CreditUnions, the flurry of new and revised regulations havecreated a similarly sticky annoyance for credit unions in both theUnited States and Canada.

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