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Greg McBride, Bankrate.com’s chief financial analyst, told CU Times short-term interest rates will likely rise in the middle of next year, while long-term interest rates could increase at any time.

“As we saw this time last year, that can happen very suddenly. We’ve been lucky so far in 2014 in that long-term rates have actually moved down – not to say that’s going to continue in perpetuity as we get closer to an eventual hike in short-term rates by the Fed,” McBride said on Wednesday.

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