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Reading a recent Wall Street Journal article, you’d think credit unions were playing fast and loose with their loan underwriting and asset-liability management policies. It stated that credit unions were returning to pre-financial crisis lending policies — a financial crisis that natural person credit unions survived well because in general their policies were never overly “lax.”

WSJ wrote, “The increase comes as some credit unions are adopting lax standards for mortgage and home-equity loans and lines of credit reminiscent of those leading up to the financial crisis, according to interviews.”

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