DETROIT — For the $32 million Communicating Arts Credit Union,the National Federation of Community Development Credit Unions'40th annual conference brought moments of both triumph andstruggle.

As the CEO of the conference's host credit union, Hank Hubbardinvited executives from dozens of other CDCUs to witness CACU'simpact in one of America's most blighted cities.

As a Detroit-area resident and supporter, however, he alsoshowed his guests the depths to which much of the Motor City hasfallen.

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