In the United States of America, we enjoy our freedoms. We are free to choose to walk around wearing darn near anything we want (which certainly can cause some to cringe) and we speak out against the government as much as we darn well please.

No, this is not another column about the NCUA.

We like to think that as long as we aren't impinging on others' rights or they on ours, everything is peachy keen because we have more choices available to us than darn near anywhere else or at any other time in history. And generally free markets afford those of us fortunate enough to live here the opportunity to choose between various providers of goods and services, and even between the various goods and services those providers provide.

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