If the NCUA's luncheon session atthe NACUSO conference was any indication, Chairman Debbie Matz andcrew could face hostile crowds during this summer's listeningsessions.

The NACUSO audience's response to usually winsome Rick Metsgerwasn't the worst reception I've seen for an NCUA board member, butit was a far cry from Metsger's debut on stage at GAC, where he hadthem eating out of the palm of his hand.

In Orlando, nobody laughed at his jokes. Nobody even cracked asmile.

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