Business continuity growsincreasingly vital as the threat of cyberattacks – which numbered1.7 billion worldwide in 2013 – and other IT dangers lurk,especially for financial institutions. And credit unions aren'timmune.

Eighty-three percent of organizations surveyed by ContinuityCentral say they expect to see at least small changes in theirbusiness continuity plans in 2014, with a third anticipating majorchanges. Only 17% expect no change.

Business continuity is critical for credit unions because FIsand retailers are the two biggest cybercriminal targets. The recentbreach at Target sparked several credit unions to reissue debit andcredit cards to their members because of the major retailer's cyberheadaches. And if it's not hackers, it's employees companies needto worry about. Malicious attacks by insiders cause roughly 12% ofdata breaches, according to a 2012 Forrester study.