ORLANDO, Fla. — Eat or be eaten.

That was the essence of the blunt message delivered by LannyByers, managing director at Consult Hyperion, a digital moneyconsulting firm, at the Payments 2014 NACHA conference on Monday at the Orlando World CenterMarriott.

Byers' point: the mobilization of money is creating significantchange that has attracted nonbank players such as Google andPayPal.

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