A $16 million credit union is beta testing the future of ATMs.

Diebold Federal Credit Union, located in the North Canton, Ohio headquarters of its legacy sponsor, is beta testing a new Diebold ATM that allows users to make transactions via a mobile phone. The machine does not accept plastic cards, nor does it require a card reader or keypad.

Diebold FCU CEO Dan Gann said his credit union's members have been using the ATM since late January and he's received positive feedback.

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