State Employees' Credit Union has teamed up with the Center for Responsible Lending to help arm members with knowledge before they step onto a car dealership's lot.

Through the alliance, CRL will provide research data to the $27 billion SECU in Raleigh, N.C., on various costs associated with auto add-ons and financing, according to both partners.

Members will also learn what questions to ask and what details to look for in the fine print to avoid to unnecessary expenses and fees, which increase the overall cost of a car loan.

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