Delora Beal, at Dupaco's Sycamore branch in Dubuque, Iowa,reached her 12-month savings goal: Funding for a reliable vehiclethat helped make her eligible for a promotion at work. (D.Klavitter/Dupaco photo)

In 2009, Delora Beal faced a seemingly impossible careerchallenge.

She had recently improved her life by finding stable housing atManasseh House, a non-profit apartment complex for homeless womenin Dubuque, Iowa. And, she had been hired as a cashier at a nearbyHartig Drug store.

But her path forward at the local company, which had a historyof promoting women, was blocked by one simple fact: she lacked acar.

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