Everyone in the mortgage world has been inundated with articles, trainings and webinars on the new mortgage rules from the Consumer Financial Protection Bureau and what the impact is on lenders. Don't get me wrong; there are significant changes and impacts on lenders, likely more so than ever before. But how will the new mortgage rules impact your members?

While the impetus to create the CFPB may have truly been to protect the consumer, any time new rules and regulations are implemented there may be unintended consequences. The Dodd-Frank Act, and the subsequent modifications to those rules by the CFPB, may cause some of those unintended consequences.

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