The United States Postal Service may expand its financial servicesbeyond money orders and remittances.

“More than a quarter of Americans live partially or completelywithout access to mainstream financial services and are oftenforced to rely on costly services like payday loans or checkcashing to cover their everyday expenses,” the USPS said on itswebsite, introducing a white paper released Monday by its Office ofInspector General.

The USPS is financially motivated to offer more financialservices, saying in the white paper that if it captured just 10% ofthe current unbanked and underbanked market, it could result in$8.9 billion in new revenue each year.