Recent financial regulations have taken a bite out of traditional payment-related revenue streams for credit unions, and continuing uncertainty makes it difficult to plan for the future.

By now we’re all too familiar with the consequences of the Durbin Amendment, a provision tucked into the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, which capped point-of-sale debit interchange fees for financial institutions with more than $10 billion in assets.

Just when we thought this was all resolved and we could move forward with at least a basic understanding of the impact of the regulations, a court ruling threw the industry into flux again, questioning the Federal Reserve’s rules and re-casting doubt across the industry.

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