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The federal court in Gulfport, Miss., may consider staying aspects of the planned National Flood Insurance Program rate hikes imposed by a 2012 law until the litigation is resolved or affordability studies are concluded, a senior research attorney at the University of Mississippi concluded in a new paper. 

The court may find less flexibility to alter certain changes mandated by the law, the Biggert-Waters Act of 2012, such as the issuance of new policies at full-risk rates, the analysis states. This particular change has been cited as an impediment to housing sales, the paper notes.

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