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The Federal Reserve has always kept a focus on the integrity, efficiency and accessibility of the payments system in the United States. We have largely pursued this mission in the context of our function as an operator in the interbank market.

Last October, I spoke at a conference about the Federal Reserve Banks’ strategic direction in payments. At the heart of the strategy is a vision to improve the end-to-end speed, efficiency, and safety of the U.S. payments system over the next decade. By end-to-end, I mean more than just interactions between banks; I mean from the point of payment origination to the point of receipt.

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