Payment and predictive analytic firm FICO says a survey offinancial institution risk officers finds them confident theconsumer demand for credit and loans is going to grow.

The firm's survey, conducted on behalf of the firm by theProfessional Risk Managers' International Association, found 46% ofrespondents expect the amount of new credit requested by consumersto increase over the next six months, while just 16% expect it todecrease.

In addition, FICO reported 46% of bankers in the surveyexpect consumers to want more additional credit lineincreases on their credit cards, with only 8% expecting them todrop.

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